Medicare, Life & Health Insurance You Can Trust
  • Home
  • About Us
  • Contact Us!
  • Medicare Advantage Plans
  • Medicare Supplement
  • Life & Final Expense
  • Health Insurance (ACA)
  • Annuities & Retirement
  • Careers
  • Referal Partners
  • Privacy Policy
  • Terms and Conditions
Medicare, Life & Health Insurance You Can Trust
  • Home
  • About Us
  • Contact Us!
  • Medicare Advantage Plans
  • Medicare Supplement
  • Life & Final Expense
  • Health Insurance (ACA)
  • Annuities & Retirement
  • Careers
  • Referal Partners
  • Privacy Policy
  • Terms and Conditions

Terms and Conditions

 

JTM Carey Insurance & Financial Group

Effective Date: 01/01/2026

 

1. Acceptance of Terms

By using this website, you agree to these Terms.

2. Services

We provide insurance brokerage services including:

  • Medicare Advantage 
  • Medicare Supplement 
  • Prescription Drug Plans 
  • Life & health insurance 

3. SMS Program & Messaging Use Cases (REQUIRED FIX)

By submitting your information, you agree to receive SMS communications from JTM Carey Insurance & Financial Group.

These messages may include:

  • Appointment confirmations/reminders 
  • Insurance quote follow-ups 
  • Enrollment assistance 
  • Customer service communications 

Message frequency varies.

4. SMS Opt-Out Instructions

You may opt out at any time by replying:
👉 STOP to cancel
👉 HELP for support

5. Message & Data Rates (REQUIRED FIX)

Message and data rates may apply depending on your mobile carrier and plan.

6. Carrier Liability Disclaimer (REQUIRED FIX)

Wireless carriers are not liable for delayed or undelivered messages.

7. Age Restriction (REQUIRED FIX)

You must be at least 18 years old to use our services or submit personal information.

8. Not Affiliated with Government

We are not affiliated with Medicare or the federal government.

For official info, visit Medicare.gov.

9. No Guarantee of Coverage

Enrollment and benefits are subject to:

  • Carrier approval 
  • Eligibility 
  • Government regulations 

10. Third-Party Carriers

We work with multiple carriers and may be compensated.

11. User Responsibilities

You agree to provide accurate information and not misuse the site.

12. Limitation of Liability

We are not responsible for:

  • Carrier decisions 
  • Coverage outcomes 
  • Website errors 

13. Privacy Policy

Your use of this site is also governed by our Privacy Policy.

14. Changes

We may update these terms at any time.

15. Governing Law

The United States of America

  • About Us
  • Medicare Advantage Plans
  • Medicare Supplement
  • Life & Final Expense
  • Health Insurance (ACA)
  • Annuities & Retirement

JTM Carey Insurance & Financial Group

We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

(352) 744-0623

Copyright © 2026 JTM Insurance & Financial Group LLC - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept