Trusted Insurance Guidance, Family Values

 At JTM CAREY Insurance & Financial Group,  We are

an independent insurance brokerage dedicated to helping individuals, families, and retirees make confident, informed decisions about their health and financial protection.

Founded by Justin Matt and Brendan Carey, JTM Carey was built on a shared belief that clients deserve clear guidance, transparent options, and long-term support — not pressure, confusion, or one-size-fits-all solutions.

Both owners bring extensive sales and leadership experience from the human capital management and retirement services space, where they advised business owners, HR professionals, and employees on payroll, benefits, retirement plans, and workforce solutions. That background gives JTM Carey a unique advantage: a deep understanding of how health coverage, income, and long-term planning intersect throughout every stage of life.

  As a family-owned and operated agency, we take pride in building long-term relationships with our clients. We are not a call center or a one-size-fits-all operation. When you work with us, you receive personalized support from licensed insurance professionals who genuinely care about your financial well-being.

Our approach is centered on:

• Honest, pressure-free guidance
   
• Clear explanations without confusing jargon
   
• Personalized recommendations based on your goals
   

We believe trust is earned, and we work hard to earn it every day.

 We help clients compare and understand insurance options, including:

• Medicare Advantage plans
   
• Medicare Supplement (Medigap) plans
   
• Medicare Part D prescription drug plans
   
• Life insurance and final expense coverage
   
• Health insurance through the Affordable Care Act (ACA)
   
• Annuities and retirement planning solutions
   

Our role is to educate, guide, and support — so you can make informed decisions with confidence.

 We proudly serve individuals and families in New Jersey, Pennsylvania, Ohio, Tennessee, Florida, Texas, Arizona, and North Carolina. Our licensed agents understand that coverage options vary by state, and we work to ensure you receive accurate, up-to-date information specific to your location. 

At JTM Insurance & Financial Group, you are never just a policy number. We are committed to:

• Providing accurate and transparent information
   
• Helping you understand your options clearly
   
• Supporting you before, during, and after enrollment
   

Our family-first values guide everything we do, and we are honored to help protect what matters most to you.

 Today, JTM Carey operates as a broker-focused insurance firm, offering access to:

• Individual & family health insurance (ACA)
• Medicare Advantage, Medicare Supplement, and Part D plans
• Life insurance solutions designed to support long-term financial security

As an independent brokerage, we are not tied to any single carrier. Our role is to educate, guide, and advocate — helping clients compare options and select coverage that aligns with their needs and goals.

Looking ahead, JTM Carey Insurance & Financial Group plans to expand into financial planning services by Summer 2026, allowing us to further support clients with retirement planning, income strategies, and broader financial guidance within a unified advisory relationship.